For the maximum benefit of the customers, Jos Alukkas has devised a monthly investment gold saving scheme 'Swarnanidhi'. On completion of 18 months, the subscriber gets invested amount plus twice the subscribed amount added to the total and can buy BIS 916 Hallmarked gold for the same.

New subscribers get a special gift equal to the subscribed amount at the first payment itself. This simple and convenient scheme is highly beneficial for house wives and college students.